A Behaviour-Change Approach to Personal Finances

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Why Your Budget Keeps Failing (And How to Fix It)

Budgets aren't about restriction — they're about freedom. Discover the 3 behavior shifts that make budgeting actually work.

HABITS4 min read

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*Results vary depending on your starting point, goals and effort. People on the BrightNest plan typically improve their financial habits by 85%.Reference: Financial Psychology Research

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